Title page 1

Contents 1

Highlights 2

Congress and the Executive Branch Need to Address High-Risk Areas 6

Improving the Delivery of Federal Disaster Assistance 6

Expediting the Pace of Cybersecurity and Critical Infrastructure Protections 8

Modernizing Information Technology Systems 9

Addressing Risks to Public Health 9

Modernizing our Financial Regulatory Systems 10

Resolving the Federal Role in Housing Finance 10

Addressing the Government's Human Capital Challenges 11

A Strategy Is Also Needed to Address the Nation's Fiscal Condition 11

Related GAO Reports 21

Figures 7

Figure 1. Recovery Support Functions and the Various Federal Entities Involved in Disaster Recovery, as of November 2022 7