목차
Acknowledgments xv
About the Global Findex Database xix
Executive summary xxi
Introduction 1
Section 1 Digital connectivity 5
1.1 Mobile phone ownership 9
1.2 Internet use 35
1.3 Digital safety and responsible use 55
References 63
Spotlight 1.1: Identification, digital connectivity, and financial inclusion 69
Section 2 Financial access 77
2.1 Account ownership 81
2.2 Expanding access to financial accounts 103
References 121
Section 3 Financial use 127
3.1 Saving 131
3.2 Borrowing 149
3.3 Payments 163
References 193
Spotlight 3.1: Account usage and inactivity 197
Section 4 Financial health 205
4.1 Managing financial worrying 209
4.2 Financial resilience 223
4.3 Gaps in financial capabilities and confidence 237
References 248
Spotlight 4.1: Natural disasters, mobile connectivity, and digital financial services 251
Conclusion 265
Appendix A Survey methodology 267
Appendix B Summary economy-level statistics on financial account and mobile phone ownership and use, 2024 295
