Title page 1

Contents 3

Acknowledgments 2

Minister's foreword 4

Homes for Australia 6

Introduction 12

Building the homes Australia needs so housing becomes more affordable 18

Levelling the playing field for first home buyers so more Australians can own a home of their own 26

Making renting fairer and more affordable so renters can live in security and plan for the future 30

Growing the social and affordable housing sector so more Australians have a stable place to call home 34

Closing the housing gap in genuine partnership with First Nations Australians 40

Supporting people experiencing homelessness, crisis, and family and domestic violence with a strengthened system 46

Delivering Homes for Australia 52

Charts 13

Chart 1. Earnings and dwelling prices since 1981 13

Chart 2. Home ownership rates for households aged 25-34 15

Chart 3. Social housing as a share of housing stock in Australia over time 17

Chart 4. People living in appropriately sized (not overcrowded) dwellings 43