목차
Introduction 1
Overview of CFPB Funding 2
Congressional Oversight 4
Overall Trends in the CFPB Budget 5
Changes in CFPB Spending by Type and Division 12
Comparison to Other Regulators 15
Funding Source 15
Overall Budget Trends 18
Policy Options and Legislation: 118th and 119th Congresses 20
Leave CFPB Funding Unchanged 20
Make the CFPB a Congressionally Appropriated Agency 21
Other Proposed Changes 22
Figures
Figure 1. CFPB Funding Cap 3
Figure 2. CFPB Funding Request from the Federal Reserve 6
Figure 3. Difference Between CFPB Funding Cap and Request 7
Figure 4. CFPB Obligated Funding 8
Figure 5. Bureau Fund Obligations, Adjusted for 2011 Dollars 9
Figure 6. Bureau Fund Unobligated Balances 10
Figure 7. Civil Penalty Fund Unobligated Balances 11
Figure 8. CFPB Employees 12
Figure 9. Growth in CFPB Spending by Type 13
Figure 10. Distribution of Spending by Division, CFPB: FY2024 14
Figure 11. Growth in CFPB Spending by Division 15
Figure 12. Overall Spending Growth by Regulator 19
Figure 13. Supervisory Division Budgetary Growth by Regulator 20
Tables
Table 1. Financial Regulatory Agency Funding 16
Table 2. Annualized Growth in Spending by Regulator 18
Contacts
Author Information 23
